Motorcycle insurance available for registered AND unregistered bikes: 3rd Party Compulsory, 3rd Party Voluntary and Comprehensive!

3^rd party insurance is compulsory in Thailand, although many people in the rural areas still ride around uninsured. This is not a problem until you are involved in an accident with them & they have no money to pay, or you (foolishly) have no insurance / money to pay them.  Don’t get caught out, accidents do happen & they’re usually not your fault! They also always seem to happen when you least expect it & least need it.

So we recommend you ride safe & protect yourself with legal insurance (don’t stuff up your holidays or life for a few baht).

MOTORCYCLE INSURANCE THAILAND

There are three types

1. Compulsory Third Party Coverage

2. Voluntary Third Party Coverage

3. Comprehensive Coverage

1.) COMPULSORY 3^RD PARTY COVERAGE

• 3rd party bodily injury:  50,000 baht per person.

• 3rd party death:  100,000 baht per person

• Maximum payout:  5,000,000 baht per occurrence

Premiums range from  376 baht - 645 baht, depending on machine size.

2.) VOLUNTARY 3^RD PARTY COVERAGE

Voluntary Third Party Insurance pays in addition to the Compulsory Third Party Insurance coverage.

Third Party Liability

• Bodily injury:  100,000 baht per person( + 50,000 baht from compulsory 3^rd party)

• Death:  100,000  baht person (+100,000 baht from compulsory 3^rd party)

• Maximum per occurrence:  10,000,000 baht (+5,000,000 from compulsory 3^rd party)

• Property damage:  200,000 baht per occurrence.

• PA (accident death & dismemberment):   50, 000 baht (for driver)

• Bail Bond (to get out of jail): 200,000 baht per occurrence.

If you live & ride long term in Thailand, we highly recommend this voluntary 3^rd party insurance. Being arrested & locked up by the police for an accident that is not your fault is a very unpleasant experience and not one we’d recommend you try. Locked up and trying to arrange a bail bond is a traumatic & difficult experience - one that you don’t need to worry about if you have the Voluntary 3^rd Party Insurance with Bail Bond.

Premiums range from 2,831 baht - 3,008 baht, depending on your bikes capacity. 3,008 baht a year = 8 baht a day & that’s a steal. So do yourself a favour & get covered.

3.) FIRST CLASS COMPREHENSIVE INSURANCE