u can get the third party insurance in cambodia only when u r the owner of the bike---enuff documents to show u have bought it from the previous owner if u have not changed the name in the registration card--- and cambodian driving license is compulsary.
as for the car, they will provide u more options and the minimum period of insurance should be one year at least---if i am not wrong.
if you are NOT staying in the city--i mean pp, those ppl who work in the inssurance company will NOT wake up during the night, or drive all the way to where u r just to solve the problems for you. I guess they dont have a helecopter to fly and help u. aint that insurrance for the bike sound like a waste?
i have been riding in cambodia for long and never bothered to have insurance. normally, they get the insurance for the car if they are the owner of the car rental-- they are afraid of the client to pawn their cars or steal the cars and drive in vn for cash.
i assume that dirt bikes are MOST OF THE TIME unwanted, except u ride new scooter like honda scooter, for instance, which are easy to sell out after stealing or robbing. some might not even know how to operate a dirt bike. oftentimes, they will come and look at ur bike at the parking since they dont see that kinda bikes often.
just ride smart and deal smart in cambodia.