Here's the latest insurance terms from Benz at Mr.Mechanic
The motorbike with insurance covers the following
1. In case the motorbike breaks down outside the city of Chiang Mai, the renter can get it repaired somewhere near by first and then must bring a repairing service receipt to claim 100% money back from Mr. Mechanic. But it does not cover the expenses of transporting the motorbike to the garage and working overtime or the cost of working outdoors for a mechanic. ( except for flat types or blow outs, the expense is not claimable )
2. In case of accident, the renter must pay for repairing maximum 5,000 baht.
3. In case the motorbike gets stolen, renter must pay 30,000 baht ( as the real price cost 80,000-100,000 baht )
4. This insurance doesn’t cover the damage occurring towards the third party’s vehicle.
Agreement of personal insurance in case of accident.
1. This insurance covers everyone who gets injured from accident by this motorbike for medical expenses being disabled or death (personal belongings are not covered)
2. This insurance covers medical expenses for driver at maximum of 15,000 baht, for companion and others at 50,000 – 80,000 baht.
3. In case the medical expense is lower than 500 baht, the renter is required to pay on his/her own, in case the renter is found guilty from accident; the renter is required to pay another 2,000 baht for arrangement.